Find the right acquirer for a complex business.
BZNpay helps eligible merchants in iGaming, prop trading, crypto, travel and subscriptions identify suitable acquiring partners, prepare their applications and navigate the introduction process.
40+ partner relationships · EU, UK and selected international coverage
The payments matchmaker for regulated businesses.
Our partners and clients value confidentiality. Instead of a wall of logos, here is the shape of the work we do.
The journey in 22 seconds: file in, qualification, introductions, MIDs back from the partners, live.
40+ acquiring partners
Tier-1 EU, UK and US acquirers, vertical-specialist PSPs, LATAM and APAC local banks.
€300K - €20M+ GMV
From scaling operators to high-volume processors with negotiated reserves.
24-hour shortlist
Qualified files typically come back the same day with 2 or 3 partners ready to review.
Confidential by default
Your information stays with us. We only share strictly what is needed with acquirers and PSPs.
Client and partner names withheld by request; available on intro calls. BZNpay is operated by Tolba, Amsterdam.
Built for the hard cases.
We specialize where mainstream acquirers hesitate. Pick your industry for the specifics: codes, licences, documents and process.
iGaming
Sportsbooks, casinos, poker, DFS. Licensed operators in regulated and newly regulating markets.
iGaming acquiring →Crypto and Web3
Exchanges, on-ramps, wallets, NFT marketplaces. Card acceptance for MiCA-compliant operators.
Crypto and Web3 acquiring →Forex and CFDs
FX brokerage, CFDs, prop firms. Complex structures, clean settlement.
Forex and CFDs acquiring →Travel and OTAs
Airlines, booking platforms, DMCs. Solutions for chargeback exposure and cross-border volume.
Travel and OTAs acquiring →Digital Entertainment and Creator Economy
Subscription platforms, content networks, creator payouts. High AOV merchants welcome.
Digital Entertainment and Creator Economy acquiring →Subscriptions and Digital
SaaS, streaming, gaming, dating. Recurring billing with descriptor and dunning optimization.
Subscriptions and Digital acquiring →Dating
Mainstream and niche platforms, with compliant checkout and anti-fraud controls.
Dating acquiring →Nutraceuticals and CBD
Supplements, wellness, jurisdiction-compliant CBD retail.
Nutraceuticals and CBD acquiring →Prop Trading
Funded-trader programs and evaluation fees, underwritten on the strength of the compliance file.
Prop Trading acquiring →New to high-risk acquiring? Start with the complete guide to high risk merchant accounts.
We qualify and introduce. Partners underwrite and decide.
BZNpay's work is intake, qualification, partner matching, introductions and application coordination. Underwriting, pricing, MIDs, routing and settlement belong to the acquiring partners. Timelines depend on licensing and partner review.
01
Share your business profile
Company details, industry, volumes, geographies, licensing. One form.
02
We assess fit
We review licensing, payment flow and risk, and qualify the file before anyone sees it.
03
We contact relevant partners
Warm introductions to the 2 or 3 acquirers whose appetite matches, typically within 24 hours of a qualified file.
04
You engage directly
Underwriting, pricing, MIDs, settlement and timelines sit with the acquiring partner. We stay in the loop to unblock requirements.
What a qualified file contains
- Company incorporation documents
- UBO declarations
- Licence copies, where your vertical requires one
- Recent financial statements
- Processing history, if you have an existing MID
- Chargeback and refund record
Missing something? Send what you have. We tell you plainly what the partners will ask for, and KYB documents are only requested after qualification, through a secure channel.
Check my acquiring options →Common questions.
Which verticals do you support?
iGaming, prop trading, crypto, forex, digital entertainment, nutraceuticals, travel, subscriptions and dating are all placements we handle, alongside mainstream e-commerce. What matters is your licensing, financials, and chargeback history, not the MCC alone.
Who makes the underwriting decision?
The acquiring partner, always. BZNpay qualifies your file, matches it to partners whose appetite fits, and makes the introduction. Acceptance, pricing, MIDs, reserves, settlement and go-live timing are decided by the partner you engage with.
How fast can I get an acquirer?
A warm introduction typically follows within 24 hours of a qualified file. Onboarding and go-live often land around 2 weeks, but timing depends on your licensing, the compliance review and your technical integration, and it is set by the partner, not by us.
Do you work globally?
Our partner network covers the EU, UK, North America, LATAM, APAC, and MENA. We regularly place multi-region setups, for example an EU acquirer for SEPA and a separate APAC partner for local card networks. Merchants in sanctioned jurisdictions are excluded.
How do you get paid?
We're compensated directly by our acquiring partners when a merchant goes live and processes volume. We'll confirm the structure transparently during your intro call.
Is my information kept confidential?
Your information stays with us, and we only share strictly what is needed with the acquirers and PSPs whose appetite we've pre-qualified. Confidentiality is a precondition of the work, not an extra.
Check your acquiring options.
Share your business profile. We assess licensing, payment flow and risk, then come back, typically within 24 hours of a qualified file, with the partners best positioned to review it.
Prefer email? Write to [email protected].