The operators behind the MCC.
Online casino
Slots, table games, live dealer. Licensed operators in regulated and newly regulating markets.
Sportsbook and betting
Fixed-odds, betting exchanges, fantasy sports. Long-window pre-event bets priced into reserves.
Poker and P2P games
Peer-to-peer card games, bingo with peer pots, skill contests with prize pools.
Lotteries and bingo
Regulated lotteries, scratch cards, bingo operators.
How card networks classify this vertical.
Typical ranges from our MCC catalogue: indicative, not a quotation. Reviewed 30 October 2026. The acquirer makes the final code assignment and sets final terms.
| MCC | Description | Risk tier | MDR (IC++) | Rolling reserve |
|---|---|---|---|---|
| 7995 | Betting, Casino Gaming, Off-Track Betting, Lottery Tickets | High-risk | 0.5% - 5% | 5% - 15% |
Not sure which code applies? Run the 60-second MCC lookup.
What actually decides your file.
The licence decides the pool
An MGA or UKGC licence opens tier-one EU and UK acquirers. Curaçao opens specialist acquirers. Anjouan or Tobique narrows the pool to offshore specialists, and pricing reflects it.
One MCC, every door
MCC 7995 can close every mainstream door regardless of your quality. The work is knowing which acquirers underwrite it confidently, at which volumes, in which markets.
Pricing spreads are wide
MGA operators typically land at 0.5 to 2.5% IC++ markup with 5 to 10% rolling reserves. Anjouan operators typically pay 4 to 7% blended with 10 to 20% reserves. Same industry, different file.
How your licence plays with acquirers.
How your licence plays with acquirers, from our licence catalogue. Full details, cost and timelines in the lookup.
| Licence | Acquirer acceptance | The short version |
|---|---|---|
| MGA Class 1 and 2 (Malta) | Broad | The most acquirer-friendly iGaming licence in Europe. Tier-one EU acquirers underwrite routinely. |
| UKGC (United Kingdom) | Broad | Tier-one UK and EU acquirers underwrite with confidence. Reserves often 5 to 8%. |
| Curaçao eGaming | Moderate | Specialist acquirers underwrite routinely under the new LOK framework. The default starting point for new brands. |
| Isle of Man, Gibraltar | Moderate | Top-tier offshore credibility. Tier-one acquirers accept, though MGA or UKGC widens the pool further. |
| Anjouan, Tobique | Narrow | Specialist offshore acquirers only. Fast and cheap to obtain, priced accordingly by acquirers. |
The BZNpay playbook for igaming.
01
File structure
Licence copies, UBO declarations, player-fund arrangements, chargeback history. We prepare the file the way iGaming underwriters read it.
02
Multi-market routing
Regulated EU markets, the UK, and newly regulating markets rarely fit one acquirer. We split volume across partners whose appetite matches each corridor.
03
After go-live
BIN routing, descriptor hygiene and deposit-flow tuning to lift approval rates, and to keep the MID healthy long term.
What partners typically ask igaming merchants for.
- Gaming licence copies per market
- UBO declarations
- Player-fund arrangements
- Chargeback and fraud record
- Processing history by market
Send what you have; we tell you plainly what is missing. KYB documents are requested after qualification, through a secure channel, and underwriting decisions rest with the acquiring partner.
Free tools for your file:
MCC lookupChargeback risk calculatorReason codesLicense lookupGlossaryHigh-risk guideiGaming questions.
Do you place operators outside fully regulated markets?
We place licensed operators, including in markets that are still formalising their frameworks. What matters is your licensing, financials, and chargeback history. Unlicensed gambling, sanctioned jurisdictions, and activity prohibited by scheme rules are excluded.
What does an iGaming merchant account cost?
It tracks the licence. MGA operators typically land at 0.5 to 2.5% IC++ markup with 5 to 10% rolling reserves. Curaçao typically runs 1.5 to 4% IC++ with 10 to 15% reserves. Anjouan runs 4 to 7% blended with 10 to 20% reserves. Final terms are set by the acquirer.
How fast can an iGaming operator go live?
Warm introduction typically within 24 hours of a qualified file. Full onboarding and go-live usually around 2 weeks, depending on licensing and compliance review.
Can you help if we were terminated or MATCH-listed?
Yes, case by case. Specialist acquirers in the network underwrite previously listed merchants when remediated controls and revised business practices are documented.
Get your igaming file in front of the right acquirer.
Tell us about your business. Qualified files typically come back within 24 hours with 2 or 3 partners whose appetite fits, confidential by default.
Discuss iGaming acquiring →Also placed every week.
Crypto and Web3
Exchanges, on-ramps, wallets, NFT marketplaces. Card acceptance for MiCA-compliant operators.
Forex and CFDs
FX brokerage, CFDs, prop firms. Complex structures, clean settlement.
Travel and OTAs
Airlines, booking platforms, DMCs. Solutions for chargeback exposure and cross-border volume.
Digital Entertainment and Creator Economy
Subscription platforms, content networks, creator payouts. High AOV merchants welcome.
Subscriptions and Digital
SaaS, streaming, gaming, dating. Recurring billing with descriptor and dunning optimization.
Dating
Mainstream and niche platforms, with compliant checkout and anti-fraud controls.
Nutraceuticals and CBD
Supplements, wellness, jurisdiction-compliant CBD retail.
Prop Trading
Funded-trader programs and evaluation fees, underwritten on the strength of the compliance file.