Mastercard 4871: Chip / PIN Liability Shift
FraudDefense: WeakMATCH relevance: Moderate
Issuer filing window
120 days from transaction date
Merchant response window
45 days
Lost, stolen, or never-received-issue (NRI) card used at a non-chip-and-PIN-capable terminal.
Compelling evidence for 4871
- EMV chip-and-PIN terminal certification
- ID check at point of sale
Mastercard 4871 questions.
How long do I have to respond to a Mastercard 4871 chargeback?
45 days from notification. Missing the response window normally forfeits the dispute, whatever the merits of your case.
How long can the issuer wait before filing 4871?
The issuer filing window for 4871 is 120 days from transaction date.
How hard is 4871 to defend?
Defense difficulty for this code is rated Weak in our catalogue. The evidence list above is what the schemes accept for this code.