Visa 11.3: No Authorization
AuthorizationDefense: WeakMATCH relevance: Low
Issuer filing window
75 days from transaction date
Merchant response window
30 days
Transaction was processed without obtaining an authorization. Common in offline transit, vending, and offline batch-uploaded environments.
Compelling evidence for 11.3
- Authorization request and approval record
- If under floor limit, documentation of compliant offline acceptance rules
Visa 11.3 questions.
How long do I have to respond to a Visa 11.3 chargeback?
30 days from notification. Missing the response window normally forfeits the dispute, whatever the merits of your case.
How long can the issuer wait before filing 11.3?
The issuer filing window for 11.3 is 75 days from transaction date.
How hard is 11.3 to defend?
Defense difficulty for this code is rated Weak in our catalogue. The evidence list above is what the schemes accept for this code.
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