IC++

A pricing model where the merchant pays interchange (set by the card scheme) plus the scheme fee plus a separately-disclosed acquirer markup. Each component is itemised on the merchant statement. More transparent than blended pricing and typically cheaper for volumes above ~€100K/month.

In practice.

IC++ pricing passes through real interchange and scheme fees and shows the acquirer markup as its own line. It is the transparent model used for serious volume, and it makes statements auditable: you can see exactly what the networks charged and what the acquirer kept. BZNpay quotes MCC-level pricing in IC++ terms for this reason.

Related terms: Interchange · Blended pricing · Scheme fee · MDR