BZNPAY

Spain DGOJ License

SpainTop-tierAcquirer acceptance: Moderate

Cost

€38,000 General + per-product Singular fees + 20% gross gaming revenue tax

Timeline

6-9 months

Capital

€2,000,000 minimum solvency requirement

General + singular licence regulated by Dirección General de Ordenación del Juego.

Who it suits

Operators serving Spanish consumers. Two-tier framework: General Licence (broad activity) + Singular Licence (per-product).

Compliance load

Strict advertising restrictions (post-2020 Royal Decree), mandatory affordability, player-protection, AML aligned with EU framework.

The acquiring angle

Spain-specific advertising rules limit growth tactics, affects unit economics that acquirers underwrite against. EU licence opens broad acquirer pool, pricing 1-2.5% IC++. Spanish-card local acquiring beneficial.

Notes and pitfalls

Advertising rules are the most restrictive in EU iGaming, many operators close Spanish market post-2020.

Reference information, not legal advice. Figures are typical ranges as of 2026.

Get the acquirer for this licence →How we place iGaming merchants

DGOJ questions.

How do acquirers view the DGOJ licence?

Acquirer acceptance is Moderate. Spain-specific advertising rules limit growth tactics, affects unit economics that acquirers underwrite against. EU licence opens broad acquirer pool, pricing 1-2.5% IC++. Spanish-card local acquiring beneficial.

What does the DGOJ cost and how long does it take?

Cost: €38,000 General + per-product Singular fees + 20% gross gaming revenue tax. Timeline: 6-9 months. Capital: €2,000,000 minimum solvency requirement. These are typical ranges as of 2026; verify with the regulator before budgeting.

Does BZNpay help with DGOJ applications?

No. We are an introducer to acquirers, not a licensing agent. We can tell you how this licence plays with the acquirer pool and introduce you to the partners whose appetite covers it.

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