MCC 7994: Video Game Arcades & Establishments
MDR (IC++)
0.5% - 3%
Markup over interchange + scheme
Rolling reserve
5% - 10%
Typical 180-day hold
Risk tier
Elevated
Typical acquirer treatment
Video-game arcades, e-sports tournaments, and skill-based gaming venues.
Elevated-tier codes are underwritten selectively. Expect closer file review, moderate reserves, and pricing that rewards a clean chargeback record.
Acquiring notes.
Arcades, e-sports and skill-gaming venues sit next to gambling in the catalogue, and the underwriting question is exactly that boundary: whether any product crosses from skill into wagering. Clear product documentation that settles the question up front keeps this out of the gambling track. Tournament entry fees with prize pools get particular attention.
Figures are typical ranges from the BZNpay MCC catalogue, not an offer. The acquiring bank makes the final code assignment and sets final terms. BZNpay places merchants in this category: one qualified file brings back 2 or 3 acquirers whose appetite covers it, typically within 24 hours.
MCC 7994 questions.
Who assigns MCC 7994?
Your acquiring bank assigns the MCC during underwriting, based on your business description and, increasingly, site-crawl and checkout review. The card networks define the list of codes and the rules for each one.
What does MCC 7994 cost to process under?
In our catalogue, 7994 typically carries an MDR of 0.5% - 3% IC++ (markup over interchange and scheme fees) with a rolling reserve of 5% - 10%. Where you land in the band depends on licensing where applicable, financials, and chargeback history. Final terms are set by the acquirer.
Can I process under a different, lower-risk code?
No. Operating under an MCC that does not match your actual business is miscoding, which card networks detect and punish with termination plus MATCH-list placement. If you believe your current code genuinely misrepresents your business, an acquirer can review and re-code.
Other codes in Amusement & Entertainment.
Processing under 7994? Read how we place iGaming merchants.