MCC 7995: Betting, Casino Gaming, Off-Track Betting, Lottery Tickets
MDR (IC++)
0.5% - 5%
Markup over interchange + scheme
Rolling reserve
5% - 15%
Typical 180-day hold
Risk tier
High-risk
Typical acquirer treatment
Online and venue-based gambling, casino, sportsbook, poker, bingo, and regulated lotteries.
High-risk codes are declined outright by most mainstream acquirers. Placement runs through specialists who underwrite the vertical knowingly, and terms track the strength of the file.
Acquiring notes.
This is the core gambling code, and it is gated rather than merely priced: acquirers need a gambling program, scheme registration for the merchant, and comfort with your licence before anything else is discussed. Licensing jurisdiction drives the shortlist, with established authorities opening far more doors than offshore-only setups. Expect geo-compliance checks on your front end, segregated treatment of bonuses and withdrawals, and underwriting attention on affordability and responsible-gambling controls. Well-licensed operators with clean dispute history remain very placeable.
Figures are typical ranges from the BZNpay MCC catalogue, not an offer. The acquiring bank makes the final code assignment and sets final terms. BZNpay places merchants in this category: one qualified file brings back 2 or 3 acquirers whose appetite covers it, typically within 24 hours.
MCC 7995 questions.
Who assigns MCC 7995?
Your acquiring bank assigns the MCC during underwriting, based on your business description and, increasingly, site-crawl and checkout review. The card networks define the list of codes and the rules for each one.
What does MCC 7995 cost to process under?
In our catalogue, 7995 typically carries an MDR of 0.5% - 5% IC++ (markup over interchange and scheme fees) with a rolling reserve of 5% - 15%. Where you land in the band depends on licensing where applicable, financials, and chargeback history. Final terms are set by the acquirer.
Can I process under a different, lower-risk code?
No. Operating under an MCC that does not match your actual business is miscoding, which card networks detect and punish with termination plus MATCH-list placement. If you believe your current code genuinely misrepresents your business, an acquirer can review and re-code.
Other codes in Amusement & Gambling.
Processing under 7995? Read how we place iGaming merchants.